September 2026 Inventory Update | North Chelmsford, MA
Buy Here Pay Here Used Cars
In Lowell & Chelmsford, MA -
No Credit Check, All Credit Welcome
Merrimack Auto Sales has a fresh lineup of used cars, trucks, and SUVs on the lot right now, priced to fit real budgets, with plenty of all-wheel and four-wheel drive models to choose from. Every vehicle can be financed in-house through our Buy Here Pay Here program: no credit check, no bank, no waiting, and all credit situations are welcome. Here's exactly what's in stock.
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No Credit Check
In-House Financing
Weekly Payments
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Used Cars For Sale In Lowell & Chelmsford - All Are Welcome
The lot right now is stocked with SUVs, trucks, sedans, and crossovers - a real mix of makes and models, and many with all-wheel or four-wheel drive. Whether you're coming from Lowell, Chelmsford, Billerica, Tewksbury, or Dracut, the goal is the same: the right vehicle at a price that fits your budget.
And it's car shopping for everyone. Approval isn't based on your credit score - it comes down to your income and your ability to make the weekly payment, so good credit, bad credit, and no credit are all welcome. We also accept any country's valid driver's license. Bring that and proof of income, and you're most of the way to driving home.
Priced from $7,900 and spanning model years 2015 to 2023, the lineup covers SUVs, trucks, sedans, and a Subaru Crosstrek - whether you need three rows, a work truck, or a fuel-sipping commuter. And because every vehicle here can be financed through our in-house Buy Here Pay Here program, your credit score isn't what decides whether you drive home - approval is based on your income and ability to pay. Bring a valid license and proof of income and you're most of the way there.
What You'll Find On The Lot
SUVs
Chevy Equinox, GMC Terrain, Hyundai Tucson (x2), Kia Sorento & Sportage, Nissan Rogue - all AWD
Trucks
Chevy Silverado 1500 and two RAM 1500s - all 4WD, V8, work-ready
Sedans
Hyundai Sonata SE (37 MPG hwy) and a leather-lined Lincoln MKZ Select AWD
Crossover
Subaru XV Crosstrek 2.0i Premium - symmetrical AWD, 34 MPG highway
Used AWD SUVs For Sale Near Lowell, Massachusetts
SUVs are the heart of the lot, and most of them are all-wheel drive - a smart pick for added traction and confident, everyday driving. Here's every AWD SUV and crossover in stock right now, with real down payments and weekly figures from our Buy Here Pay Here program. Reference the stock number when you call.
Price: $16,900
$3,400 down
$110 / week
112k miles
Price: $12,900
$2,600 down
$90 / week
124k miles
Price: $13,900
$2,800 down
$90 / week
94k miles
Price: $11,900
$2,400 down
$85 / week
91k miles
Price: $10,900
$2,200 down
$77 / week
116k miles
Price: $9,900
$2,000 down
$70 / week
107k miles
Price: $9,900
$2,000 down
$70 / week
137k miles
Price: $7,900
$1,600 down
$63 / week
166k miles
See All SUVs In Stock
4x4 Trucks Ready To Work
Contractor, landscaper, or you just need a dependable work truck - every one here is 4WD with a V8 under the hood, priced to move.
Call 978-251-0888 to confirm availability before you make the drive.
Easy On Gas, Easy On The Budget
Commuter Cars & Budget Picks
Not everyone needs a truck. If your priority is a low weekly payment and good gas mileage for the commute down 495 or the Lowell Connector, start here.
2017 Lincoln MKZ Select AWD
Lowest Miles On The Lot | 53k
Leather-lined luxury sedan with AWD. $15,900 | $3,200 down | $112/wk
Stock #7536
Comfortable, fuel-sipping midsize sedan. $9,900 | $2,000 down | $70/wk
Stock #7535
2015 Hyundai Tucson GLS AWD
AWD SUV at a car-payment price. $7,900 | $1,600 down | $63/wk
Stock #7559
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Don't See It? We'll Find It For You
Our lot turns over fast and fresh trades come in every week. If you have a specific make, model, or budget in mind, tell us - we'll track it down and finance it in-house, no credit check. Get pre-approved now so you're ready the moment the right vehicle lands.
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How Buy Here Pay Here Works At Merrimack
New to Buy Here Pay Here? The short version: we are the lender. There's no bank in the middle, so approval comes down to your income and ability to make the weekly payment - not your credit score.
No credit check - approval is based on income, not your score
About 20% down on the purchase price, with weekly auto-pay up to 156 weeks
Bring a valid MA driver's license and proof of income - that's it
We handle MA title, registration, and all registry paperwork in-house - no separate RMV trip
Want the full breakdown of how our in-house financing works? Read our complete Buy Here Pay Here guide.
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Come See It Before It's Gone
Inventory moves fast, so call ahead with the stock number to confirm a vehicle is still available - or apply online and we'll have you approved before you make the drive to North Chelmsford.
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Inventory, pricing, payment figures, and stock numbers shown are accurate as of September 8, 2026 and are real examples from our current stock - individual terms depend on the vehicle and are finalized in-store. Stock changes daily; call 978-251-0888 or view live inventory online to confirm availability.
Copyright 2026 Merrimack Auto Sales | 176 Middlesex St, North Chelmsford, MA 01863 | Buy Here Pay Here Cars Serving Lowell, Chelmsford, Billerica, Tewksbury, Westford, Dracut, Tyngsboro & Dunstable.
