August 2026 Inventory Update · North Chelmsford, MA
What’s On The Lot Right Now
Near Lowell & Chelmsford —
35 Cars, Trucks & SUVs In Stock
We just refreshed the lot heading into August, and it’s stacked — 35 hand-picked used vehicles, and 30 of them are AWD or 4WD. Every one is financed in-house through our Buy Here Pay Here program: no credit check, no bank, no waiting. Here’s exactly what’s available right now.
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Late Summer Is The Smart Time To Buy In New England
There’s a rhythm to car shopping around here. Once the leaves turn and the first frost hits, everyone remembers at the same moment that they need something reliable with all-wheel drive — and the good winter-ready SUVs get picked over fast. Shopping in August means you get first choice while the lot is deep, instead of scrambling in November.
Right now we’re carrying 35 used vehicles spanning model years 2013 to 2023, priced from $7,900. The mix leans heavily toward what actually makes sense for a Merrimack Valley winter: 20 SUVs, 8 trucks, and a handful of fuel-sipping commuter cars, with 30 of the 35 sending power to all four wheels.
And because every vehicle is financed through our in-house Buy Here Pay Here program, your credit score isn’t what decides whether you drive home. Approval is based on your income and ability to pay — bring a valid license and proof of income and you’re most of the way there.
What’s In Stock, By The Numbers
SUVs
20
Chevy Equinox & Traverse, GMC Terrain & Acadia, Hyundai Tucson, Kia Sorento & Sportage, Jeep Cherokee, Subaru Crosstrek, Nissan Rogue, Chevy Tahoe and more
Trucks
8
Chevy Silverado 1500 & 2500HD and RAM 1500 — nearly all 4WD, work-ready
Sedans
4
Fuel-efficient daily drivers — Hyundai Sonata, Nissan Altima & Sentra, Lincoln MKZ AWD
Coupe / Hatch
3
Sporty and economical — including the Kia Forte Koup SX
Used AWD & 4WD For Sale Near Lowell, Massachusetts
This is the heart of the lot. All-wheel and four-wheel drive earn their keep year-round in New England — wet leaves in the fall, mud season in the spring, gravel driveways, and yes, the first snow too. Here are some of the standouts in stock right now, with real down payments and weekly figures from our Buy Here Pay Here program. Reference the stock number when you call.
Price: $16,900
$3,400 down
$110 / week
112k miles
Price: $12,900
$2,600 down
$90 / week
124k miles
Price: $13,900
$2,800 down
$97 / week
118k miles
Price: $10,900
$2,200 down
$77 / week
96k miles
Price: $11,900
$2,400 down
$85 / week
103k miles
Price: $7,900
$1,600 down
$63 / week
166k miles
Also in the AWD/4WD lineup: a 2016 Chevy Traverse LS (#7465, $8,900), 2016 GMC Terrain SLE (#7502, $9,900) and 2017 GMC Terrain SLT (#7545, $14,900), 2018 Chevy Traverse LT Leather (#7529, $12,900), 2018 Hyundai Tucson SE (#7553, $9,900), 2015 Kia Sportage EX (#7556, $10,900), 2014 Chevy Tahoe LT leather (#7513, $13,900), plus a pair of Subaru Crosstrek and Nissan Rogue models.
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4x4 Trucks Ready To Work
Contractor, landscaper, plow driver, or you just need a truck that starts every January morning — we’ve got 8 in stock, almost all 4WD, including a heavy-duty 2500HD.
Plus two RAM 1500s in stock. Call 978-251-0888 to confirm availability.
Easy On Gas, Easy On The Budget
Commuter Cars & Budget Picks
Not everyone needs a truck. If your priority is a low weekly payment and good gas mileage for the commute down 495 or the Lowell Connector, start here.
2017 Lincoln MKZ Select AWD
Lowest Miles On The Lot · 53k
Leather-lined luxury sedan with AWD. $15,900 · $3,200 down · $112/wk
Stock #7536
Comfortable, fuel-sipping midsize sedan. $9,900 · $2,000 down · $70/wk
Stock #7535
Sporty turbo coupe, leather trim. $7,900 · $1,600 down · $63/wk
Stock #7516
More budget-friendly options in stock: 2015 Chevy Equinox LT (#7503, $8,900) and 2016 Chevy Equinox AWD LT (#7490, $9,900), the 2021 Ford Escape SE (#7557, $14,900) with just 77k miles, plus Nissan Altima, Sentra and Rogue Sport models.
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How Buy Here Pay Here Works At Merrimack
New to Buy Here Pay Here? The short version: we are the lender. There’s no bank in the middle, so approval comes down to your income and ability to make the weekly payment — not your credit score.
No credit check — approval is based on income, not your score
20% down on the purchase price, with weekly auto-pay up to 156 weeks
Bring a valid MA driver’s license and proof of income — that’s it
We handle MA title, registration, and all registry paperwork in-house — no separate RMV trip
Want the full breakdown, including how Massachusetts sales tax, title, and plate fees factor in? Read our complete Buy Here Pay Here financing guide.
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Come See It Before It’s Gone
Inventory moves fast — especially the AWD SUVs once the weather turns. Call ahead with the stock number to confirm a vehicle is still available, or apply online and we’ll have you approved before you make the drive.
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Inventory, pricing, payment figures, and stock numbers shown are accurate as of July 31, 2026 and are real examples from our current stock — individual terms depend on the vehicle and are finalized in-store. Stock changes daily; call 978-251-0888 or view live inventory online to confirm availability.
© 2026 Merrimack Auto Sales · 176 Middlesex St, North Chelmsford, MA 01863 · Buy Here Pay Here Cars Serving Lowell, Chelmsford, Billerica, Tewksbury, Westford, Dracut & Dunstable.
